Nihon 101Phrase Notes · 会話ノート
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Payment Methods in Japan: Cash, IC Cards, Contactless Payment & ATMs (Guide by a Tokyo Resident)

日本での支払い:現金・ICカード・タッチ決済・ATM(東京在住の案内人より)

7 phrases in this video

買い物 · Shopping 食事 · Food At the register

“Do you take credit cards?”

Kurejitto kādo wa tsukaemasu ka?

Small and older restaurants are often cash-only (card fees run 4–7% for them). Ask before you sit down.▶ 1:08

買い物 · Shopping 食事 · Food At the register

“I'll pay in cash.”

Genkin de haraimasu.

Carry some yen — a few ¥1,000 notes and coins. Many machines and fare boxes reject ¥10,000 notes, so break one at a konbini first.▶ 1:53

電車 · Trains Tickets & IC cards

“I'd like to top up (my IC card), please.”

Chāji o onegai shimasu.

Foreign cards are hit-or-miss for charging mobile Suica — cash top-up at a konbini register or station machine always works.▶ 6:14

買い物 · Shopping Asking directions

“Excuse me, where is the nearest Place?”

Place

Sumimasen, Place wa doko desu ka?

Place = the place — e.g. 7-Eleven

Need cash? The Seven Bank ATM inside 7-Eleven takes the most foreign cards (even Amex), runs 24/7 and speaks 12 languages.▶ 7:46

買い物 · Shopping Asking directions

“Where is an ATM?”

ATM wa doko desu ka?

For foreign cards, the Seven Bank ATM inside a 7-Eleven is the most reliable — open 24/7, in 12 languages, with a per-withdrawal fee of about ¥110–220.▶ 7:46

買い物 · Shopping At the register

“In Japanese yen, please.”

En de onegai shimasu.

If asked "Pay in your home currency?", always choose yen — home-currency billing (DCC) adds up to 12% in hidden fees.▶ 9:56

買い物 · Shopping At the register

“Tax-free, please.”

Takkusu-furī de onegai shimasu.

Spend ¥5,000+ (pre-tax) at one shop in one day, show your real passport, and the 10% tax comes off on the spot (until Oct 2026).▶ 10:39

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